Attention homeowners in Gates Mills and Cuyahoga County: Get an Appraisal today!

See the top 7 reasons why OH homeowners order from Wayne F Levering:

  1. Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. To challenge a OH property tax assessment
  3. Remove PMI to cut your monthly mortgage payment
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. Review a different appraiser's report for verification
  6. In the case of a OH divorce, when property needs to be divided
  7. Settle an estate in OH by determining the true market value of property in question

Own a home in or near Gates Mills, OH and need help deciding the price of it?
Contact Wayne F Levering.

At Wayne F Levering, we understand the particular needs of a consumer in need of appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your house because you probably have an emotional attachment to it. The professional appraisers at Wayne F Levering will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is very important as a negotiating tool once you have a likely buyer. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your home's price, not just how much your home is worth. Interested buyers know that you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value assessment than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your property. In most cases you can apply to the lender to have the PMI eliminated from your loan. At Wayne F Levering, we're veterans in helping people just like you do away with unnecessary PMI insurance.

Challenging property tax assessments

Lets say your house is not appreciating as much as other properties close by -- your local tax assessor may have your house overvalued. This means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. An appraisal report from Wayne F Levering is your chief weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

If your house is in a declining area, your lender might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be unsuitable from a cash flow angle, and harmful to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Wayne F Levering can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Have you just received a copy of your appraisal and you'd like to have a veteran appraiser double-check it for efficiency or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have had done before. While usually requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your house.